| Abstract [eng] |
The master’s thesis examines financial innovations to improve the assessment of creditworthiness of the companies for the case of JSC “Creditinfo Lietuva”. The first part of the final work examines the theoretical aspects of corporate creditworthiness assessment – the concept of corporate creditworthiness assessment, assessment stages, discusses and compares different credit assessment methods, reviews financial innovations in the field of creditworthiness assessment – credit bureaus and KYC tools. The second part describes the research methodology. The third (research part) analyzes the activities of JSC “Creditinfo Lietuva” and provided services in the field of corporate creditworthiness assessment, presents the proposed idea of implementing a new service – KYC tool. In order to justify the expediency of the implementation of the new service, the PEST analysis of the external environment and the interviews of the company's employees were performed. The results of the research were systematized using the SWOT analysis method. The analysis revealed that the implementation of the KYC tool in JSC “Creditinfo Lietuva” is timely and expedient. A combination of four strategies was proposed to implement the tool. At the end of the master’s thesis, the conclusions and suggestions for the implementation of the KYC tool are presented. |
