Title An exploratory review of the fintech influence field
Authors Maknickienė, Nijolė ; Lapkovskaja, Joana
DOI 10.24294/jipd.v8i4.3410
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Is Part of Journal of infrastructure, policy and development.. Tustin : EnPress Publisher. 2024, vol. 8, iss. 4, art. no. 3410, p. 1-27.. ISSN 2572-7923. eISSN 2572-7931
Keywords [eng] fintech regulation ; financial stability ; sustainable growth ; business ecosystem ; human behaviour ; impact channels
Abstract [eng] Fintech as a three-dimensional phenomenon reflects the rapidly changing technological, financial and business environment. The bibliometric analysis of scientific articles allowed us to identify the main themes and create a map of the field of fintech influences. Systematization of scientific articles revealed the influence of economic development and socio-demographic inequality on fintech development. Government regulatory policies can accelerate the digitisation of financial services and financial inclusion and help the fintech sector face geopolitical challenges. Fintech’s impact was divided into three areas: financial stability and sustainable development, the business ecosystem and human behaviour. The research we summarised allowed us to identify the mechanisms through which fintech influences various fields. A complex approach to the influence of fintech enables us to understand the phenomenon and make better decisions.
Published Tustin : EnPress Publisher
Type Journal article
Language English
Publication date 2024
CC license CC license description