| Abstract [eng] |
The master's thesis analyzes the need for credit risk management and the current situation in FinTech and, based on the analysis of scientific literature and empirical research, developed a practical credit risk management model. The first chapter examines the theoretical aspects of credit risk management by reviewing the concept of credit risk and the need for management, the applied credit risk management processes and tools, and the challenges and opportunities posed by credit technology credit management. The second chapter of the final work describes the methodology of FinTech credit risk management research, which sets out the relevance and problem of the research, describes the selected research methods, participants, ethics and plan. The third chapter presents the results of the FinTech credit risk management research, which reviews the current situation, advantages and disadvantages of FinTech credit risk management, and based on these data, a practical FinTech credit risk management model is developed. The fourth section presents the main findings of the study, and the fifth section provides practical recommendations for ensuring efficient, appropriate and effective credit risk management at FinTech. |
